Medicare Orange County
How is Medicare Different From Other Health Insurance?
- Choose hospital and medical coverage delivered through the federal government.
- Add prescription drug coverage delivered through a private company.
- Purchase a supplemental insurance policy from a private insurer that can help cover some of the costs.
- Choose coverage from a private insurer that combines hospital, medical and often prescription drug coverage into one plan.
In short, with Medicare you can choose coverage that fits your needs, budget and lifestyle. We can help you take full advantage of that freedom.
Who is Eligible for Medicare?
When and How Do I Enroll?
If you’re not receiving benefits from any of these sources at least four months before you turn 65: If you’re under 65 and have a qualifying disability, you’ll automatically get Part A and Part B: If you have ESRD (End-Stage Renal Disease), you can choose to enroll in Part A and Part B: If you’re receiving benefits from any of these sources at least four months before you turn 65:
What If I Continue to Work Past the Age of 65?
Turning 65 doesn’t always mean you have to sign up for Medicare right away — especially if you’re still working. If you or your spouse are actively employed by a company with 20 or more employees and you’re receiving health insurance through that employer, you can:

Stay with the employer health plan as your primary coverage and delay Medicare enrollment.

Enroll in Medicare Part A and use it as secondary coverage to help pay for things the employer health plan doesn’t cover. One thing to note – you can no longer contribute to a commercial HSA once enrolled in Medicare Part A.

Choose to delay enrolling in Medicare Part B until the employment ends or the coverage stops, without paying late enrollment penalties if you enroll later.
We do not offer every plan available in your area. Currently we represent 78 organizations which offer 2613 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.


























